Money talks,
‍made easy for two

Build trust with simple check-ins, shared goals, and a clear picture of your spending—without shame or spreadsheets. Be the first to try Merger when we launch
Get Early Access
Financial stress doesn't have to divide you

We turn awkward money talks into moments of connection—helping couples and singles build financial trust, reduce stress, and strengthen their partnerships.

How it works

Weekly money dates

A 15-minute guided check-in that keeps you aligned. Celebrate wins, review your budget drift, and pick one tweak for the week ahead—together.

Choose one Weekly Action

Pick a single action (adjust a category or contribute to a goal). Small, consistent changes add up without the overwhelm.

Sync & 
Celebrate

Share a quick recap and keep your streak going. Track your Financial Health Score and watch it climb as you build better habits—together.

Weekly money dates

A 15-minute guided check-in that keeps you aligned. Celebrate wins, review your budget drift, and pick one tweak for the week ahead—together.

Choose one Weekly Action

Pick a single action (adjust a category or contribute to a goal). Small, consistent changes add up without the overwhelm.

Sync & 
Celebrate

Share a quick recap and keep your streak going. Track your Financial Health Score and watch it climb as you build better habits—together.

Benefits

Shared Goals, Separate Accounts
Merge without merging. See household spending together while keeping your individual accounts private. No joint account required—just transparency and teamwork.
10-Minute Money Dates
Turn financial stress into connection with guided weekly rituals. Celebrate wins first, review Budget Drift, set one action. Build the habit that prevents money fights before they start.
One Number That Says It All
Track your financial wellness with a single score that considers budgets, goals, and habits. See progress at a glance—no spreadsheets, no shame, just clarity.
Secure, Private, In Your Hands
256-bit encryption. Read-only access. You control what you share. Plus: Fraud alerts, identity verification, and data that never gets sold.
Financial Guidance, Whenever You Need It
Get instant answers to money questions—from "Can we afford this vacation?" to "How can we save more?" Chat with Merger uses your real financial data to give personalized insights and guidance, without judgment. It's like having a financial advisor in your pocket, available 24/7.
Shared Goals, Separate Accounts
Merge without merging. See household spending together while keeping your individual accounts private. No joint account required—just transparency and teamwork.
10-Minute Money Dates
Turn financial stress into connection with guided weekly rituals. Celebrate wins first, review Budget Drift, set one action. Build the habit that prevents money fights before they start.
One Number That Says It All
Track your financial wellness with a single score that considers budgets, goals, and habits. See progress at a glance—no spreadsheets, no shame, just clarity.
Secure, Private, In Your Hands
256-bit encryption. Read-only access. You control what you share. Plus: Fraud alerts, identity verification, and data that never gets sold.
Financial Guidance, Whenever You Need It
Get instant answers to money questions—from "Can we afford this vacation?" to "How can we save more?" Chat with Merger uses your real financial data to give personalized insights and guidance, without judgment. It's like having a financial advisor in your pocket, available 24/7.

Join the Waitlist — Your Goals Are Closer Than You Think

Be the first to start turning dreams into milestones. Track your progress, save smarter, and celebrate every step toward your goals once the app launches.
Join the Waitlist

Bank-level security. 
Your data, your control

Plaid integration
Trusted by millions to link accounts securely
SOC 2 compliant
Industry-standard data security
256-bit encryption
Your data is protected end-to-end
Privacy controls
Choose what you share with your partner
Plaid integration
Trusted by millions to link accounts securely
SOC 2 compliant
Industry-standard data security
256-bit encryption
Your data is protected end-to-end
Privacy controls
Choose what you share with your partner

What early users are saying

Shruti
Seattle, Washington
Single
“As a product manager at Microsoft, I’m always looking for clarity and balance. Merger helps me organize my finances, stay confident about my goals, and build the kind of healthy money habits I’ll carry into my future relationship.”
Jeremy
Austin, Texas
Dating
“I’ve seen friends struggle with money and lose their sense of freedom. Merger helps me stay ahead, giving me peace, structure, and the confidence to build better habits for myself and my future relationship”.
Danielle & Dustin
Round Rock, Texas
Married with Children
“I grew up in a single-parent home where money was always tight and rarely discussed. Dustin was taught to save and invest early. Merger helps us bridge those differences, communicate better, and build a stronger financial example for our daughter.”
Mark & Rose
Philadelphia, Pennsylvania
Long Term Relationship
“Merger gives us real-time visibility without juggling multiple logins. Simple, clear insights that help us plan smarter and stay on top of our finances every day.”
Dustin & Sydney
Texarkana, Arkansas
Long-Term Dating
“So many of us don’t have parents or mentors to turn to for financial guidance — we’re figuring it out on our own. Merger has changed that for me. It brings real clarity to my life. As someone balancing a business, real estate, and a nursing career, it helps us find alignment and confidence in our goals before we even tie the knot.”
Adonnis
Desoto, Texas
Single
“Merger brings all my finances into one clear place and gives me real control. As a single person, it’s helping me build healthy money habits and the confidence to have open financial conversations when I meet my future partner.”
Jorge & Hayley
Omaha, Nebraska
Long-Term with Children
“Merger gives us real visibility into where our money goes. As we prepare to bring a baby into the world, it’s helping us build awareness, balance, and smarter financial habits together.”
Keyshawn & Matti
Dallas, Texas
Married
“We both grew up where money was stressful, and coming from a single-parent household, money seemed like it was everything. Merger gives my wife and me the tools to communicate openly and calmly about our finances. It’s easing financial tension and helping us build trust, understanding, and confidence together.”
Austin & Tiffany
Tampa, Florida
Married with Children
“We’ve used every app out there and yet still couldn’t align on financial decisions. It wasn’t until we were able to use the weekly check-ins from Merger to go beyond the numbers and see each other as more than who spent what.”
Char & Danielle
Bellevue, Washington
Married with Children
“Running a business, working in tech, and raising two kids keeps life moving fast. Merger brings everything into one place, giving us transparency, clarity, and the confidence to build a lasting financial legacy for our family’s future.”
Miranda & Stan
Asheville, NC & Santa Barbara, CA
Long Distance and Long Term Dating
“Stan and I have been long-distance for years — he’s an underwater welder and I’m finishing my master’s. Merger keeps us aligned and confident in our financial decisions, helping us save, plan, and stay connected no matter the distance.”

Built by couples, for couples

Kameron Aust
CEO & Founder
Austin, Texas
Some of my earliest memories are of sitting at the kitchen table, surrounded by envelopes, watching my mom balance bills late
Read more
Connor Amos
COO & Co-Founder
Phoenixville, Pennsylvania
I grew up in a split household, and I saw firsthand how money can become not just a spreadsheet problem, but an emotional one.
Read more

Simple, transparent pricing

Monthly

$14.99

/month (2 users)
Shared goals & accounts
Partner check-ins
Joint Financial Health Score
Privacy controls
Join the waitlist
Best Value
Annual
25% off

$134.99

/Year
Track your own goals
Budget insights
Financial Health Score
Weekly check-ins
AI chat support
Join the waitlist

Join the Waitlist

Be the first to know when we launch. Sign up below and get early access to exclusive updates and perks.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
© 2025 Merger Financial, Inc. All rights reserved.

Kameron Aust

CEO & Founder
Austin, Texas
Some of my earliest memories are of sitting at the kitchen table, surrounded by envelopes, watching my mom balance bills late into the night. She raised me on her own and carried the weight of both parents with quiet strength.
Those moments shaped how I see money. I learned early that it is not just about income and expenses. It is about safety, love, and the foundation on which we build our lives.
As I grew older, I built a career in startups, leading teams and helping new companies find their footing. My wife, Kaelynne, who worked for Tesla and Amazon, shares that same deep drive to build and create. From the beginning, our shared ambition became a cornerstone of our relationship — connecting us through the idea of building something meaningful. Yet amid the successes, I felt a pull toward a purpose that reached beyond achievement. I found it in Merger.
When Kaelynne and I got married and began merging our finances, we quickly learned how emotional that process can be. It is not just about budgets or bills. It is about understanding each other, building trust, and planning a life together.
We were not fighting about money. We were trying to strengthen our connection and clarity. That is when I realized what was missing. Merger is not another budgeting app. It lives at the intersection of financial guidance and holistic relationship growth, creating a space where money and emotional connection finally meet.
It is built to help couples strengthen not just their finances, but their bond. Merger was created for couples, parents, and families who want to grow stronger together. Financial stress is the third leading cause of divorce, and we can change that.
This is not just a company to us. It is a promise to future generations — to build a world where families thrive, where wealth and connection grow side by side. When we face our finances together, we do not just build stability; we build a sense of community. We build legacy.

Connor Amos

COO & Co-Founder
Phoenixville, Pennsylvania
I grew up in a split household, and I saw firsthand how money can become not just a spreadsheet problem, but an emotional one. So when I got married and later became a dad, I knew I wanted a different story for my family. But even with the best intentions, talking about money with my wife, Christina, wasn’t always easy. We came into our marriage with entirely different experiences and outlooks. To her, money conversations felt heavy, a reminder of the stress she grew up around. To me, keeping things separate felt safe. We had to learn to talk to each other, not at each other, and to make it a partnership rather than a pressure point. As we figured out our rhythm, we realized something simple but powerful: when you treat money as a shared mission instead of a “who’s doing what” scorecard, everything changes. Confidence replaces anxiety. Team replaces tension. The future becomes something you build together. That’s why Merger exists. Kam and I created Merger to help couples turn money conversations into something meaningful, hopeful, and even enjoyable. Not lectures. Not blame sessions. Just structured, positive “money dates” that help you understand each other, set shared goals, and build the kind of financial foundation that strengthens your relationship rather than strains it. I believe every couple deserves to feel like they’re on the same side. Planning, dreaming, and growing together. And I believe that starts with the most honest part of life: how we manage, talk about, and experience money. This isn’t just an app for us, it’s personal. It’s about creating the kind of home environment we want for our families now, and the future we want to build for our kids. Team, not tension. That’s the heart of Merger.